Upload a bank statement. Get a complete financial X-ray in seconds — subscriptions you forgot, patterns you didn't see, and the real cost of your lifestyle.
Export a PDF statement from your bank app, drop it in, and see the full picture.
01
Upload statements
Drop in one or more PDF bank statements. Supports CommBank, ING, and most Australian and international banks.
02
Instant analysis
Every transaction is categorized, grouped, and annualized. Subscriptions are detected automatically with frequency and price change tracking.
03
Download your report
Get a clean PDF report with your complete spending breakdown, subscription calendar, and reallocation scenarios.
What you get
Everything your bank app won't tell you
True annual cost
See your total lifestyle cost projected to a year — weekly, monthly, and annual views. Not just what you spent last month, but what your habits actually cost.
Price hike detection
Subscriptions that quietly raised their price get flagged. See exactly when prices changed and by how much — the charges you'd never notice on your own.
Subscription tracker
Active and cancelled subscriptions detected automatically. Frequency (weekly, fortnightly, monthly), next payment date, and total annual cost — all from your transaction data.
Netflix
Monthly · Next: Mar 2
$22.99
Spotify Family
Monthly · Next: Feb 28
$18.99
Adobe CC
Monthly · +$5.00
$54.99
Stan
Cancelled? · 94 days ago
$16.00
Smart categorization
18 spending categories with smart vendor matching. Reassign anything that's wrong — your corrections persist across sessions.
Opportunity cost reframes
Your dining spend isn't just a number — it's what that money could do elsewhere. Calm, non-judgmental reframes that make trade-offs visible.
Privacy first
Your data stays yours
We built this to be private by architecture, not just by policy.
No storage
Files are processed in memory and deleted immediately. Nothing is written to disk or retained after your session.
No accounts
No email, no signup, no tracking. Just upload, analyze, and leave. We don't know who you are.
No third parties
No analytics, no ads, no data sharing. Your financial data is processed locally on the server and nowhere else.
Ready to see the full picture?
Takes 30 seconds. No signup. Upload a statement and see what your spending really looks like.